12990 Keystone Terrace
12990 Keystone Terrace, North Miami, FL 33181
1 / 45
12990 Keystone Terrace 12990 Keystone Terrace, North Miami, FL 33181 For Sale
$3,350,000
12990 Keystone Terrace · Keystone Islands · North Miami
12990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 1 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 2 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 3 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 4 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 5 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 6 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 7 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 8 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 9 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 10 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 11 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 12 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 13 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 14 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 15 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 16 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 17 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 18 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 19 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 20 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 21 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 22 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 23 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 24 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 25 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 26 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 27 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 28 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 29 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 30 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 31 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 32 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 33 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 34 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 35 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 36 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 37 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 38 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 39 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 40 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 41 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 42 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 43 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 44 of 4512990 Keystone Terrace, 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181, photo 45 of 45
$3,350,000Asking Price
$1,086Per SqFt
4/3Beds/BathsBd/Ba
3,084SqFt · 286.5 m²
MLS B26072103 · 14 days on Zilbert · Listed Sep 3, 2026 · 12990 Keystone Terrace, Keystone Islands, North Miami FL 33181Current layoutPhotos first

Property Details

Asking Price$3,350,000
Price per SqFt$1,086
Maintenance feeInquire
Property Taxes$14,894 2025
Interior Space3,084 SqFt
Beds/Baths4/3
Year Built1959
Garage2 spaces
PoolYes
Lot Size0.29 acres
MLS #B26072103

Estimated Costs

An estimate of condo or HOA fees and property taxes

Monthly figures, as provided
Not providedmaintenance
$1,241taxes · $14,894/yr ÷ 12

Monthly carry is not computed when the association fee or the taxes are not provided.

From the listing

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views—an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining friends. Boating enthusiasts will especially appreciate the private dock and boat slip, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

Listed by KW Reserve Palm Beach

Sales History for This Home · 12990 Keystone Terrace, North Miami, FL 33181

Sale Sold Price Asking Price Beds/Baths SqFt Closed Date
Mark Zilbert
Mark Zilbert
Licensed Real Estate Broker · I track every sale in this neighborhood. Ask me about this home or the neighborhood.
+1 (786) 280-0201

Listed by KW Reserve Palm Beach. Mark Zilbert of ONE Sotheby's International Realty is a cooperating (transaction) broker and helps buyers find properties in North Miami and throughout South Florida.

Location

Directions

The curated data and calculated data for this property and its surrounding condo units and homes is based solely on data we have extracted from the MLS. There may be unpublished, private, quit claim and other property offerings and transfers that do not appear here, which may affect how a buyer or seller perceives property values. Always conduct proper due diligence when considering buying or selling property.